Insurance
Coverage arguments are decided by documents nobody has read end to end.
The answer is in the policy, the endorsements, the reservation-of-rights letter and eight months of adjuster correspondence. It is rarely in any one of them.
What you upload
- • Policies, declarations pages and endorsements
- • Reservation-of-rights and denial letters
- • Claim files and adjuster correspondence
- • Proofs of loss and supporting documentation
PDFs, Word files, images and scans. Scanned pages are OCR’d, and you are told before that is charged.
What reading all of it surfaces
- • Whether the record shows a policy in force on the date of loss
- • Exclusions and conditions actually cited, with the page they appear on
- • Handling conduct evidenced in the file — and what the file does not evidence
- • Correspondence that contradicts the position taken later
What a finding reads like
“Policy in force — partially supported. The declarations page in this record shows a term beginning 3 March 2025 [Declarations, p.1]. The loss is pleaded as 27 October 2024. This record contains no declarations page covering that date.”
An illustration of the form, not a result from a real matter. Note what it does and does not say: it describes this record, it names the document that would answer the gap, and it never says the claim succeeds or fails. That wording is enforced in the product, not a house style.
Case types in insurance
These carry a full element pack: the analysis checks each element the claim has to make out and tells you which ones your documents do not support.
How a matter runs
- 1 Upload the fileEverything you hold on the matter. You are quoted per page before anything is charged.
- 2 Say what to focus onOne question in plain English. The report covers the whole record either way — your question decides what it leads with.
- 3 Every selected page is readNot searched — there is no skipping and no sampling. A reader takes in every passage, three analysts work over it, and you are told exactly how much of your file was examined.
- 4 You approve itNothing is written until a supervising attorney signs off — and the report carries their name.
A typical matter costs $49.99–$199.99 to analyse — quoted and confirmed before it runs, then settled to what was actually used, with the remainder returned. Full pricing.
Does insurance need something this does not do?
Then say so. We build custom AI for firms whose workflow does not fit a general-purpose product, and the conversation starts with a call rather than a form.
Start with one matter and see.
You are shown the cost and approve it before anything runs.
Legal Matter AI produces AI-assisted attorney work product requiring professional review. It is not legal advice and not a determination on the merits. Elements are what a claim commonly requires — not the law of any jurisdiction.